Browser Update required

Welcome to our website.

Unfortunately, you are using an out-of-date browser version that does not support all the features of this web site.

For security reasons and for a better surfing experience, we ask you to update your browser to the latest version.

Gold Reserve

The Münze Österreich gold reserve offers everyone the opportunity to invest in physical gold through small, regular payments. As soon as the gold you buy each month reaches one ounce in weight, we convert it into a Vienna Philharmonic bullion coin. This will then be delivered safely to your home, stored in your gold storage account or you can collect it in person. Buying regularly helps you balance out any price fluctuations.

What is the gold reserve?

Icon GoldReserve

You set up your gold reserve contract free of charge.

You determine a monthly amount that you transfer to us (minimum €50). We convert this into gold.

As soon as the gold you buy reaches one ounce in weight (31.104 g), a one ounce Vienna Philharmonic bullion coin will be sent to your home or can be collected in person.
As a third option, the one ounce Vienna Philharmonic gold coin can be deposited in your Münze Österreich gold storage account.

After collection, delivery or storage in your gold storage account, the purchase of your next coin begins – for as long as you wish.


The Advantages

A flexible way to buy gold – including with small payments.

You choose the payment method – as a standing order or monthly bank transfer.

Wishes and goals change – and should you choose to liquidate your gold reserve on the way to your next ounce of gold, that is not a problem. We will settle your account and transfer the balance to the bank account you specify.

Secure and affordable – you only pay a 5% fee, which is factored into your monthly purchases. The premium on the daily gold price is slightly higher than when buying a Vienna Philharmonic normally.


    Online Shopping , © Olena Yakobchuk / shutterstock

Register today to enjoy all the advantages of the online world of coins.

Your Gold Reserve in three steps


Online registration

Register online at the Münze Österreich online shop or log in with your access data if you already have an online customer account. Register or log in

Successful verification of identity

You can verify your identity free of charge, either online via your online customer account or in person at the Münze Österreich shop. Information about verifying your identity

A gold reserve contract can only be set up by private individuals of legal age who are resident in Austria or Germany.


You can find a sample gold reserve contract here:

Setting up your gold reserve is free of charge, either online via your online customer account or in person at the Münze Österreich shop.

Your gold reserve in your online customer account:

In your online customer account, you can set up your gold reserve free of charge, view your current gold holdings, change the delivery method or terminate the contract. In addition, you will receive an email notification with each statement.

Flexible gold purchases

For your regular payments, we recommend setting up a standing order with your bank.

You pay in your chosen amount every month (minimum €50), we convert it into gold. You can see exactly how much gold you own in your online customer account, under gold reserve.

As soon as this reaches one ounce (31.104 g), a one ounce Vienna Philharmonic bullion coin will be delivered to your home, stored in your Münze Österreich gold storage account or can be collected in person.

You can terminate your gold reserve by choosing the cancellation option. Your remaining balance will be transferred to you.

    online legitimation

Online verification of identity

Start the online verification of identity via your customer account. After successfully verifying your identity, you can complete a gold reserve contract online in your customer account.


Complete your gold reserve contract

Complete your gold contract directly in your online customer account. The contract documents will be sent to you by email.

The small print

The customer undertakes to deposit a minimum of EUR 50 and a maximum of EUR 7,000 per month between the 16th of each month and the 15th of the following month in such a timely manner that the Münze Österreich account is credited no later than the 15th of each month.

The customer buys gold every month. The purchase is based on the LBMA reference rate AM in EUR published at the time of purchase. The conversion from ounces to grams is done with the factor 1 ounce = 31.1034807 grams. In each case, that quantity of grams of gold shall be purchased which, according to the status of the amount paid in for this contract on the customer's account on the purchase date, can be purchased at the reference rate stated after deduction of the fee. Payments exceeding the monthly maximum amount will not be taken into account for purchase.

For the execution of gold purchases, a fee in the amount of 5% of the respective purchase plus any applicable statutory value added tax shall be agreed. This fee is due with each deposit of the customer and deducted from the deposit amount.

If the customer chooses to ship the saved coin(s), the shipping costs are to be paid before shipment. The shipping costs are EUR 20,- incl. VAT to Austria and EUR 25,- incl. VAT to Germany.

All terminations of gold reserve contracts received by the Mint by the 15th of a month will be settled in EUR on the second trading day in Vienna and London after the 15th following the delivery of the notice at the LBMA reference rate AM published on that day.

    Gold Storage

Save shipping costs from your gold reserve to gold storage account

Link your gold reserve with your gold storage account when setting up your contract online. The Vienna Philharmonic gold bullion coins you purchase will then be insured and stored safely in the vaults of Münze Österreich AG.

Contact us

We are always ready to help.

Our telephone helpline operates from Monday to Friday from 7 a.m. to 8 p.m.: +43 (0)1/717 15 901.



FAQs on the Gold Reserve

Detailed questions regarding the gold reserve are answered in full on our FAQ pages.

    Gold Savings Plan

Collector case

We recommend our matching collector case as a means of storage worthy of our Vienna Philharmonic coins.