Payment Method Information

Payment Options on our Website

Münze Österreich offers you a wide range of payment options online – from purchasing investment products and collector coins to taking out a subscription or opening a Gold Depot or Gold Reserve account. On this page we present the payment options available to you in detail and explain their special features.

For Münze Österreich as a retailer, security is the most important criterion of the payment methods offered. Credit card and debit card payments are secured online using a 3D-Secure code, and bank payment methods such as EPS and GIROPAY, as well as SEPA, are secure payment options that are processed via your personal bank account. With Advance Payment, on the other hand, your bank transfer is made first and you receive your ordered goods once the amount has been received.

Further details can be found in the payment methods listed on this page and FAQs about Payment Options.

Advance Payment

Schriftzug Vorauskasse

After cash this is the easiest payment method. You can pay for your order by bank transfer. Once you have placed your binding online order, you will receive an order confirmation with the bank details of Münze Österreich. You then transfer the invoice amount to us. Once payment has been received in our account, we will hand over your products to you or initiate their delivery.

You can use Advance Payment for the following options:

Online:

  • Orders of investment and collector products for collection from the Münze Österreich shop at Heumarkt 1, Vienna, or for delivery
  • Monthly bank transfer as part of your Gold Reserve contract, which is then converted into gold
  • Online storage in your Gold Depot
  • Payment of your coin subscriptions, whether Classic or Serial subscriptions
  • Payment of your Gold Savings Plan

At the Münze Österreich Shop at Heumarkt 1, Vienna:

  • Orders of investment and collector products, taking the legal terms and conditions into account

Credit Cards Visa / Mastercard

Logo Mastercard Visa

We accept VISA and MASTERCARD with a security code/3D-Secure procedure. If you purchase by credit card, your credit card account will be debited immediately. It goes without saying that your personal data will be treated as strictly confidential. Your credit card details are transmitted in encrypted form using SSL. Münze Österreich does not store any credit card data. You can store your credit card details in your online customer account in securely encrypted form. Should you return items, the corresponding value of the goods will be credited back to the credit card originally charged. 

Please note: For technical reasons, we are currently unable to process credit cards from the USA and Canada. We ask for your understanding.

You can use credit cards for the following options:

Online:

  • Orders for investment and collector products for collection from the Münze Österreich shop at Heumarkt 1, Vienna, or for delivery
  • Conclusion of your Gold Depot contract and subsequent online storage in your Gold Depot after entering your credit card information  in your online customer account
  • Payment of your coin subscriptions, whether Classic or Serial subscriptions, after making a deposit in your online customer account
  • Payment of your Gold Savings Plan after making a deposit in your online customer account

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • Orders of non-investment products
  • Unfortunately, we cannot accept credit card payments for the purchase of investment products

EPS bank transfer

Logo EPS Überweisung

When paying by EPS bank transfer, you can use the online payment system with your usual online banking details, which is absolutely secure with your PIN and TAN. Please note that the invoice amount is debited simply and securely via your online banking account. Should you return ordered items to us, the corresponding value of the goods will be credited back to your account.

You can use EPS bank transfer for the following options:

Online:

  • Orders of investment and collector products for collection from the Münze Österreich shop at Heumarkt 1, Vienna, or for delivery
  • Payment of your Gold Depot set-up fee and subsequent online deposits in your Gold Depot

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • This option is not available at our shop
Step-by-step guide

GIROPAY bank transfer

Logo Giropay

With GIROPAY as your payment method, you can use the online payment system with your usual online banking details, which is absolutely secure with your PIN and TAN. Please note that the invoice amount is debited simply and securely via your online banking account. Should you return ordered items to us, the corresponding value of the goods will be credited back to your account.

You can use GIROPAY transfers for the following options:

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • This option is not available at our shop

Online:

  • Orders of investment and collector products up to an order value of €10,000 for collection from the Münze Österreich shop at Heumarkt 1, Vienna, or for delivery
  • Payment of your Gold Depot set-up fee and subsequent online storage in your Gold Depot up to an order value of € 10,000
Step-by-step guide

SEPA direct debit

Logo Sepa

You can pay the quarterly storage fees for your Gold Depot by SEPA direct debit.

You can consent to this when concluding your Gold Depot contract, either by filling out a form at the Münze Österreich shop at Heumarkt 1, Vienna, or online during the conclusion of your Gold Depot contract. The storage fees are always collected by Münze Österreich on the last day of each quarter.

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • Settlement of the quarterly storage fee for your Gold Depot deposits

Online:

  • Settlement of the quarterly storage fee for your Gold Depot deposits

Debit card / Cashpoint card

Logo Debit Mastercard Visa

You can also pay conveniently with your cashpoint card. Most new cashpoint cards can also be used as debit cards. This means that you can use your debit card in a similar way to a credit card.

You can us your debit card for the following options:

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • Orders of investment and collector products

Online:

  • Orders of investment and collector products for collection from the Münze Österreich shop at Heumarkt 1, Vienna, or for delivery
  • Monthly transfer of deposits for your Gold Reserve contract, which is then converted into gold
  • Online storage in your Gold Depot
  • Payment of your coin subscriptions, whether Classic or Serial subscriptions
  • Payment of your Gold Savings Plan

Cash payment

Icon Bares ist Wahres

Cash payment is the easiest method of payment. The limit for an anonymous purchase in Austria is €9,999. It should be noted that anonymous gold purchases are only possible in physical outlets, such as precious metal dealers, banks or the Münze Österreich shop in Vienna.

The legal regulations, which are aimed at preventing money laundering and terrorist financing, oblige Münze Österreich to verify the identity of the buyer for sales and cash transactions made within six months with a total value of €10,000 or more. This is done by means of a passport, identity card or driving licence, the number of which is noted on the receipts. We are also required to do this by law if several purchases totalling €10,000 or more are made within a six-month period.

You can use cash payment for the following options:

At the Münze Österreich shop at Heumarkt 1, Vienna:

  • On-site purchases of investment and collector products up to an order value of €9,999, taking the legal terms and conditions into account

Online:

  • This option is not available on our website